Student Credit Card Scheme for West Bengal | West Bengal government education loan apply

student credit card scheme

West Bengal's respectable chief minister Mamata Bannerjee Launched many schemes in West Bengal, among them very wonderful scheme is the Student Credit Card scheme. 

There are many poor and middle-class students that do not have basic family income support so they are not being able to do their higher studies. For all those students the government of West Bengal has Launched the Student Credit Card Scheme. 

Through this Scheme, the government is going to provide basic income support to those students.

Applicants Eligibility for Student Credit Card Scheme:

secondary, madrasah, undergraduate, and post-graduate studies including professional degree and other equivalent courses in any School, Madrasah, College, University, and other affiliated institutes within and outside India. 

Students studying in various coaching institutions for appearing in different competitive examinations like Engineering, Medical, Law, IAS, IPS, WBCS, etc, can also avail of the loan under this scheme. 

A student from West Bengal can obtain a maximum loan of Rs. 10 lakhs @ 4% per annum simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks and District Central Cooperative Banks and Public/ Private Sector Banks. 1% interest concession will be provided to the borrower if the interest is fully serviced during the study period. 

Also Read:e-Sharm card | NDUW portal details

The upper age limit for the interested students has been kept as 40(forty) years at the time of applying for the loan. The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/ repayment holiday. For details kindly go through the Scheme given in this portal.

Useful Document required for Student Credit Card Scheme:

Please keep the following documents with you before registration process.

(a) Colour Photograph of the applicant (should be in .jpeg / .jpg between  50 KB and 20 KB)

(b) Colour Photograph of the co-applicant / co-borrower (should be in  .jpeg / .jpg format, between 50 KB and 20 KB)

(c) Signature of the student (should be in .jpeg / .jpg format, between 50  KB and 10 KB)

(d) Co-borrower / Guardian’s signature (should be in .jpeg / .jpg, format, between 50 KB and 10 KB)

(e) Student’s AADHAR Card (should be in .pdf format, between 400 KB and 50 KB).

Also Read: Atal Pension Yojana application form pdf

Online Registration:

Visit www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in

and click the STUDENT CREDIT CARD tab or Log in to

https://wbscc.wb.gov.in Click on the REGISTRATION OF STUDENT form option, fill up the Registration of Student form

and then click on the Register button to generate the user id and password.

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